Credit Officer
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Job summary
Accessbest Capital is a fast-growing lending and financial services company committed to providing accessible credit solutions to individuals and businesses. We are seeking experienced and result-driven Credit Officers to join our team in Satellite Town branch and Ikotun branch, Ikorodu branch Lagos.
Min Qualification:
OND
Experience Level:
Entry level
Experience Length:
2 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Lagos, Nigeria
Job descriptions & requirements
Responsibilities:
- Source and onboard qualified loan customers.
- Conduct customer appraisal, verification, and credit assessment.
- Recommend suitable loan facilities based on customers' needs and repayment capacity.
- Monitor loan performance and ensure timely repayments.
- Maintain strong relationships with existing and prospective customers.
- Achieve assigned loan disbursement and recovery targets.
- Prepare and submit weekly credit and portfolio reports.
- Ensure compliance with company credit policies and regulatory requirements.
Requirements:
- Minimum of OND in any relevant discipline.
- At least 2 years' hands-on experience as a credit officer in a microfinance bank, finance company, fintech, cooperative, or lending institution.
- Proven track record in loan sourcing, disbursement, and recovery.
- Strong communication, negotiation, and customer relationship management skills.
- Good knowledge of credit risk assessment and portfolio management.
- Ability to work independently and meet performance targets.
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