Business Development Officer (Loans and Savings)
MRM Investment Limited
Management & Business Development
Job Summary
The Credit & Savings Officer is responsible to effectively develop, manage and maintain high quality loans and savings portfolio; cross-selling the organization’s financial products and support the development of delivery channels and front- end technology to improve client’s access to financial services.
- Minimum Qualification : Diploma
- Experience Level : Entry level
- Experience Length : 1 year
- Working Hours : Full Time
Job Description/Requirements
Responsibilities:
- Partner with Customer Relationship Supervisor in developing weekly/monthly plans with regards to client mobilization and individual performance goals.
- Maintain a good knowledge of assigned market geographical areas and understand clients' needs with competing products.
- Research and develop business opportunities within assigned geographical zones and assist the marketing department with market research and impact studies upon request.
- Market all MRM Products and Services to potential clients by using the promotional tools as approved by management.
- Responsible for the acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring, and prompt repayment.
- Conduct a thorough loan analysis to ascertain the customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
- Reduce liquidity risk by aggressively mobilizing savings daily.
- Ensure each loan disbursed complies with MRM lending procedures, policies, and methodology.
- Prepare and present the report as assigned by your Team Lead/ Head, BDS.
- Compile credit files with required documentation and hand them over to back office staff for processing.
- Any other responsibilities required by the Head, of Business Development & Strategies in line with MRM policies.
Requirements:
- 1 year experience
- Minimum of Diploma in a related field
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