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5 days ago

Business Development Officer (Loans and Savings)

MRM Investment Limited

Management & Business Development

Banking, Finance & Insurance NGN 75,000 - 150,000
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Job Summary

The Credit & Savings Officer is responsible to effectively develop, manage and maintain high quality loans and savings portfolio; cross-selling the organization’s financial products and support the development of delivery channels and front- end technology to improve client’s access to financial services.

  • Minimum Qualification : Diploma
  • Experience Level : Entry level
  • Experience Length : 1 year
  • Working Hours : Full Time

Job Description/Requirements

Responsibilities:

  • Partner with Customer Relationship Supervisor in developing weekly/monthly plans with regards to client mobilization and individual performance goals.
  • Maintain a good knowledge of assigned market geographical areas and understand clients' needs with competing products.
  • Research and develop business opportunities within assigned geographical zones and assist the marketing department with market research and impact studies upon request.
  • Market all MRM Products and Services to potential clients by using the promotional tools as approved by management.
  • Responsible for the acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring, and prompt repayment.
  • Conduct a thorough loan analysis to ascertain the customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
  • Reduce liquidity risk by aggressively mobilizing savings daily.
  • Ensure each loan disbursed complies with MRM lending procedures, policies, and methodology.
  • Prepare and present the report as assigned by your Team Lead/ Head, BDS.
  • Compile credit files with required documentation and hand them over to back office staff for processing.
  • Any other responsibilities required by the Head, of Business Development & Strategies in line with MRM policies.


Requirements:

  • 1 year experience
  • Minimum of Diploma in a related field

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