Loan Officer
Hakunamatata Financing Scheme
Sales
Job Summary
A Loan Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals or businesses.
- Minimum Qualification : OND
- Experience Level : No Experience
- Experience Length : No Experience/Less than 1 year
- Working Hours : Full Time
Job Description/Requirements
Responsibilities:
- Meeting with clients to determine their borrowing needs and financial situations.
- Collecting and reviewing financial documents, credit reports, and application details.
- Assessing the creditworthiness of applicants by analyzing financial data.
- Explaining different loan options, terms, and conditions to clients.
- Recommending appropriate loan products based on client needs and eligibility.
- Ensuring compliance with banking regulations and company policies.
- Facilitating the loan approval process and coordinating with underwriters and other departments.
- Building and maintaining relationships with clients to encourage repeat business and referrals.
- Staying updated on changes in lending regulations and market trends.
Requirements:
- Minimum of OND certificate
- 0-1 year experience
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