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3 days ago

Credit and Risk Officer

Kreditek Stride Limited

Sales

Banking, Finance & Insurance NGN 75,000 - 150,000 Plus Commission
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Job Summary

We are seeking a diligent and results-driven Credit & Risk Officer to join our Abuja team. The ideal candidate is a female professional, passionate about credit risk analysis, skilled in loan recovery strategies, and also confident in marketing investment products to clients.

  • Minimum Qualification : Degree
  • Experience Level : Entry level
  • Experience Length : 1 year
  • Working Hours : Full Time

Job Description/Requirements

Responsibilities:

  • Assess and analyze the creditworthiness of clients and partners
  • Monitor and manage loan portfolios to reduce default risk
  • Develop and implement effective loan recovery strategies
  • Follow up with delinquent clients to ensure timely repayments
  • Evaluate and improve internal risk control policies and processes
  • Identify, analyze, and mitigate credit risks
  • Proactively market and promote the company’s investment products to individuals and corporate clients
  • Maintain accurate credit and investment records and prepare regular reports
  • Collaborate with other departments to ensure credit quality and business growth


Requirements:

  • Minimum of a Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or related field
  • Minimum 1-3 years of experience in credit risk, loan recovery, or financial services
  • Demonstrated experience in loan recovery and debt resolution
  • Ability to promote and market investment products
  • Strong analytical and decision-making skills
  • Excellent communication and interpersonal skills
  • Female candidates residing in Abuja are strongly encouraged to apply
  • Proficiency in Microsoft Office Suite; familiarity with loan management systems is an added advantage


What we offer:

  • Competitive salary and performance-based incentives
  • Supportive and professional work environment
  • Opportunity to grow within the financial services industry
  • Training and development opportunities

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