Job Summary

Loan Officer

  • Minimum Qualification: High School (S.S.C.E)
  • Experience Level: No Experience
  • Experience Length: No Experience/Less than 1 year

Job Description/Requirements


Location: Mainland / Island, Lagos
Employment Type: Full-time

Details
This job requires the ability to do the following work:

  • Meet with loan applicants to gather personal information and answer questions to evaluate their loan application and risk
  • Explain to applicants the types and terms of each loan to determine a loan that is suitable for their specific needs
  • Maintaining detailed records on the transactions executed daily
  • Track and maintain credit and loan information
  • Seek out new customers
  • Work with existing clients to strengthen relationships, encourage referrals, and enhance your reputation among others seeking loans
  • Work with borrowers who fail to make their loan payments on time

Qualifications, Skills and Competencies

  • Education and experience: Interested candidates should possess an OND, NCE, HND or SSCE with 0-1 year work experience.
  • Quantitative skills: Understanding mathematical and numerical data, which is important when working with numbers to determine a loan
  • A good judge of character: Making accurate assessments about people, especially their credibility and their reliability, in determining a loan
  • Interpersonal skills: Cultivating and strengthening existing customer relationships, as well as selling loans to new customers
  • Verbal and written communication: Explaining loans to customers so they have a complete understanding of the terms
  • Independence: Working independently.
  • Decision-making skills: Evaluating a customer's loan application and determining whether to award them a loan
  • Mental stamina: Rejecting loan applicants who do not meet the institutions lending criteria or deal with clients who cannot repay their loans as agreed

Salary
NGN40,000 / Month

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