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1 month ago

Job Summary

The candidate would be responsible for sourcing and processing public and private sector loans within the bank’s limits to prospective individual and corporate clients.

  • Minimum Qualification: HND
  • Experience Level: Entry level
  • Experience Length: 2 years

Job Description/Requirements

Responsibilities: 

  • Source for new individual and corporate clients via direct promotion and assist prospect client with loan application.
  • Presentation of loan proposals to credit committee.
  • Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).
  • Optimizing financial results by cross-selling activities.
  • Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.
  • In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
  • Analyze and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower


Requirements:

  • Minimum academic qualification of B.Sc./ HND in any discipline 
  • 2 – 3 years lending, experience in microfinance bank is most preferred
  • Ability to work with minimum supervision
  • Target driven and result oriented.
  • Attentive to details.
  • Demonstrate good self-esteem and confidence.
  • Excellent interpersonal, communication and presentation skill


Remuneration: NGN 100,000 - 150,000

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