Head Consumer Banking

• Lead and supervise the Consumer Banking Unit to achieve deposit, income, and profitability targets.
• Drive business growth by leveraging an existing client portfolio and expanding within the Akwa Ibom market.
• Mobilize deposits (fixed, savings, and current accounts—personal & SME) and grow income lines.
• Oversee financial management, including budgeting, financial statement analysis, variance reporting, and performance monitoring.
• Supervise credit appraisals and enterprise risk management to ensure quality risk assets and portfolio health.

Requirements:

• Must bring along an existing client portfolio as well as have a good understanding of the Akwa Ibom business market and have good computer skills (must be fluent in Microsoft Word and PowerPoint).
• Must be able to supervise the consumer banking unit in Uyo, Akwa Ibom State, and this role includes growing deposit liabilities by marketing and growing fixed deposit accounts, savings accounts and current accounts (both personal & SME)
• Must be required to be conversant with the preparation and interpretation of management accounts, annual accounts, and other performance monitoring accounts/tools, as well as analyzing financial statements on a monthly/yearly basis/variance reporting.
• Must be able to prepare and interpret the unit's budget as well as be conversant in analysing fees, interest income, investment income, commissions, and expenses to ensure they are recorded appropriately on a monthly/yearly basis. 
• Must be able to grow income lines, deposit liability, and have good risk assets and profitability for the unit.
• Must be able to supervise the unit credit appraisals and enterprise risk management.

Location: Uyo, Akwa Ibom State