SME Loan Officer

Beamer Bank

Accounting, Auditing & Finance

Lagos Full Time

Banking, Finance & Insurance NGN 250,000 - 400,000

Easy Apply

Job Summary

We are seeking energetic and goal-oriented SME Loan Officers to join our team. The successful candidates will be responsible for sourcing, evaluating, processing, and managing SME loan applications. The role ensures credit quality, effective loan monitoring, and the growth of the SME loan portfolio in line with the MFB’s lending policies.

Minimum Qualification : Degree
Experience Level : Entry level
Experience Length : 1 year

Job Description/Requirements

Responsibilities:

Source and onboard SME clients to grow the bank’s loan portfolio.
Conduct credit appraisal, cash flow analysis, and business assessments.
Prepare loan recommendations and ensure proper documentation for approval.
Monitor loan utilization, repayment, and overall portfolio performance.
Follow up on overdue accounts and support loan recovery efforts.
Ensure compliance with lending policies, KYC, and credit risk guidelines.

Requirements:

Bachelor’s Degree in Business Administration, Finance, Economics, or related field.
1–3 years’ experience in credit/loan sales within a Microfinance Bank.
Strong knowledge of credit appraisal, cash flow analysis, and risk assessment.
Strong sales, communication, and negotiation skills.
Good knowledge of local markets and SME industries.
High integrity and strong adherence to credit risk guidelines.
Work Type: Hybrid, Location: Ikorodu
Note that proximity to the location would be highly considered.

What We Offer:

You’ll receive a competitive salary, compensation, and benefits
The opportunity to build, lead, and learn within a flat, performance-focused culture.

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