SME Loan Officer
Beamer Bank
Accounting, Auditing & Finance
Job Summary
We are seeking energetic and goal-oriented SME Loan Officers to join our team. The successful candidates will be responsible for sourcing, evaluating, processing, and managing SME loan applications. The role ensures credit quality, effective loan monitoring, and the growth of the SME loan portfolio in line with the MFB’s lending policies.
- Minimum Qualification : Degree
- Experience Level : Entry level
- Experience Length : 1 year
Job Description/Requirements
Responsibilities:
- Source and onboard SME clients to grow the bank’s loan portfolio.
- Conduct credit appraisal, cash flow analysis, and business assessments.
- Prepare loan recommendations and ensure proper documentation for approval.
- Monitor loan utilization, repayment, and overall portfolio performance.
- Follow up on overdue accounts and support loan recovery efforts.
- Ensure compliance with lending policies, KYC, and credit risk guidelines.
Requirements:
- Bachelor’s Degree in Business Administration, Finance, Economics, or related field.
- 1–3 years’ experience in credit/loan sales within a Microfinance Bank.
- Strong knowledge of credit appraisal, cash flow analysis, and risk assessment.
- Strong sales, communication, and negotiation skills.
- Good knowledge of local markets and SME industries.
- High integrity and strong adherence to credit risk guidelines.
- Work Type: Hybrid, Location: Ikorodu
- Note that proximity to the location would be highly considered.
- You’ll receive a competitive salary, compensation, and benefits
- The opportunity to build, lead, and learn within a flat, performance-focused culture.
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