Job Summary

We are growing Financial Services company based in Lagos and seeks to employ a Credit Risk Analyst to manage the company's Credit risk and portfolio. We are a great employer who value our staff and offer great benefits and career progression. We look to employ hard working and personable people who enjoy working in a team environment.

  • Minimum Qualification: HND
  • Experience Level: Mid level
  • Experience Length: 2 years

Job Description/Requirements

Job Description

As a Credit Risk Analyst your duties will include but not limited to the following:

• Conduct credit risk investigation and analysis on potential/existing short term loan customers.

• Profile loan requests and assess customers’ credit risk for short term loans.

• Credit recommendations/decisions regarding the extension of loan facilities.

• Overseeing all communications with internal and external stakeholders

• Monitoring customer accounts in order to maximize credit quality and minimize risk and potential

loss.

• Preparing and presenting credit reviews for approval

• Working within assigned level of credit approval authority

• Make credit recommendations on cases with high exposures greater than NGN400k

• Maintaining control over the credit standing of accounts and furnishing information relative to

credit inquiries, as appropriate.

• Investigates, reviews and interprets all available sources of credit and financial information of

customers including supporting documents like bank statements and credit related reports.

• Monitors customer repayment pattern/behavior to detect changes that might affect their credit

standing.

• Coordinates the relationships between customers and internal stakeholders and partners to

facilitate the credit approval/portfolio review processes.

• Source leads for new customers and follows them up to secure business relationship

• Build relationship with existing customers and undertakes customer visits as required

• Provide credit information on customers to Management, or other agencies as requested.

• Build strong and positive relationships, share understandings and best practice with other

business areas.

• Assist management in ensuring that the Credit Policy is being adhered to by all related parties.Education & Experience

As a Credit Risk Analyst your duties will include but not limited to the following:

• HND or B.Sc. in any discipline

• 2 years’ experience in a similar role(Preferably in a CBN Licensed Finance House)

• Proficiency in the use of MS Office suite especially Word, Power-point and Excel

• Experience in Marketing/Sales

• Relationship management and people skills

• Ability to work under pressure

• Self starter and self-motivated.

• Team player.

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Anonymous Employer
Lagos
| Full Time |
NGN Confidential
1mo
Anonymous Employer
Lagos
| Full Time |
NGN Confidential
1mo
Anonymous Employer
Lagos
| Full Time |
NGN Confidential
1mo
Lagos
| Full Time |
NGN 75,000 - 150,000
1mo