SME Loan Marketing Officer

Responsibilities:

• Market loan products and process loan applications for SMEs.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans 
• Determine all applicable ratios and metrics and set up loan payment plans 
• Complete loan contracts and counsel clients on policies and restrictions 
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Requirements:

• Minimum academic qualification of HND or B.Sc. in Marketing or related field
• Minimum of 3 - 5 cognate experience with a reputable Microfinance Bank such as Baobab, Addosser, Accion MFB, Advans Lafayette, FinaTrust, etc
• Must have a pool of High Net worth Customers credible to access loan/credit facilities in either Lagos Island or the Mainland. 
• Must be a goal and target oriented and able to deliver a minimum of 20 – 50 Million naira loan disbursement target monthly.

Remuneration: NGN 200,000 Monthly Net/ Take-Home

• Commission Minimum of NGN 60,000 monthly variable pay (Performance Pay) subject to delivery of target
• Communication and Transportation Allowance of NGN10,000 - 15,0000