Risk Survey and Loss Adjuster

We are looking for a result-oriented skilled risk surveyor who can take the initiative and work well with little supervision as a team player. The job requires efficiency and effectiveness to meet agreed turnaround times. Among other things, you will be required to interface with clients on pre- loss and post- survey and provide the risk improvement recommendation to the insured/broker as well follow up visits to monitor compliance with Risk Improvement Recommendation.

Functions & Responsibilities

Prompt inspection of low and medium risks (properties/assets, Fire, engineering, and other lines) Identify inherent hazards associated with such risks (Private dwellings, offices, shopping complexes and industry risks, etc.) Consider and evaluate key risk parameters such as location, construction, hazards, protection, human elements, housekeeping, etc. Identify risk and mitigating measures on site. Analyze the risks and proffer possible control measures (risk improvement recommendations). Determination of the EML of the risk is a key aspect of the assessment. Discuss risk improvement recommendations on site with insuredâs representative. Follow up with implementation of risk improvement recommendations. Communicate risk improvement recommendations to the insured/broker. Schedule follow-up visits to monitor compliance with RIR. Processing surveyorsâ bills, Marine Superintending bills Preparing Monthly Pre-loss reports for audit use Pre-loss Inspection of Motor Vehicles Conduct on-the-spot assessment of incidents. Visit incident site and get a brief of incident through the insuredâs rep. Investigate and determine fact(s) about the loss Take pictures of incident For minor motor accidents, discuss and review estimates, where available, with insuredâs garages Estimate quantum of loss and suggest tentative and reasonable reserve(s) Determine if there would be salvage. Promptly issue report and communicate accordingly to all stakeholders within the business.

Skills / Competence Requirements

Good communication skills. Good underwriting skills. Time Management Skills. Ability to solve problem. Ability to work with little or no supervision. A self-starter and self-motivator. Ability to adapt to new environment.

Qualifications

Minimum of 3 years working experience as a Risk Surveyor/Loss Adjuster BSc/HND, in Relevant field. MSc/MBA would be an added advantage.