Assessment
Why is there a skills assessment?
The employer wants to assess each candidate equally and fairly, and give you the opportunity to show your abilities.
How long is the assessment?
Normally between 25 - 45 mins depending on the skill being assessed.
Can I retake the assessment?
No, you can't re-take an assessment
Make sure you are ready and can focus 100% with no distractions.

Job Summary

EdFin Microfinance Bank is an International Microfinance Bank owned by Gray Matter Capital (GMC) USA, and Nigerian Investors. We seek to employ Relationship Officers. The ideal candidates would interface with customers/clients on account opening, deposit/investment mobilization, loan appraisal, loan disbursement, and repayment collection.

  • Minimum Qualification: Degree
  • Experience Level: Entry level
  • Experience Length: No Experience/Less than 1 year

Job Description/Requirements

Responsibilities:

  • Participate in direct marketing and make presentations to the associations and groups about the bank’s products
  • manage digital marketing and social media campaigns of the bank for email, WhatsApp, phone calls, online advertising, search engines and direct mail about the bank’s products
  • Track the traffic flow of the potential clients assigned to you
  • Work with clients to establish their needs and recommend suitable types of loans.
  • Conduct interviews to assess client eligibility for loans
  • Ensure you comply with the established regulations and policies of the bank
  • Collect and prepare all necessary documentation for the loan package.
  • Follow-up with clients to verify important information.
  • Research applicant credit status and current financial position.
  • Prepare and maintain all paperwork for existing and new loans, including loan disclosures.
  • Create a credit administration memo (CAM) for each loan file.
  • Complete loan contracts and ensure clients are kept informed of the rules and requirements.
  • Submit files to the designated Underwriter and credit risk officer for review.
  • Participate and present loan file to the credit committee
  • Follow up with the clients and ensure repayment is made as and when due
  • Mobilize deposit and investment for the bank
  • And any other tasks you may be assigned

Requirements:

  • Fresh Graduate with bachelor’s degree in Finance, Marketing, Business Administration, or related field from a reputable University
  • Candidates must have graduated with a minimum of 2.1 (B.Sc.).
  • Fluent in spoken English, excellent writing skills, and ability to make presentations
  • Excellent interpersonal and communications skills.
  • Ability to multitask with outstanding time management skills.
  • Numerical and analytical skills.
  • Good understanding of Microsoft Office, Excel, PowerPoint, word documents.
  • Prior experience in marketing is not required

 

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