Immediate Start New
2 weeks ago
Generation Capital Limited

Credit Officer (Sales)

Generation Capital Limited

Marketing & Communications

Banking, Finance & Insurance NGN 150,000 - 250,000 Negotiable Plus Commission
Easy Apply

Job Summary

The ideal candidate will be responsible for prospecting and identifying credit-worthy clients, promoting loan products, assessing credit applications, and ensuring prompt disbursement while maintaining portfolio quality. This role combines sales targets with credit risk evaluation, requiring strong interpersonal and analytical skills.

  • Minimum Qualification : Degree
  • Experience Level : Mid level
  • Experience Length : 3 years
  • Working Hours : Full Time

Job Description/Requirements

Responsibilities:

  • Generate quality leads, follow up on prospects, and convert them into active clients.
  • Conduct field visits, business assessments, and customer verification to evaluate creditworthiness.
  • Present credit recommendations to the credit committee for approval.
  • Loan Form Documentation and follow through to disbursement.
  • Maintain strong customer relationships and provide excellent post-disbursement support.
  • Rendition of periodic activity reports.
  • Analyze market trends and advice accordingly as part of product improvement.


Requirements:

  • Bachelor’s degree in Finance, Business Administration, Marketing, or a related field.
  • Minimum of 2–3 years of experience in credit sales, micro-lending, or financial services is mandatory.
  • Strong sales and marketing skills with a proven ability to meet or exceed targets.
  • Good understanding of credit risk assessment and loan documentation.

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