Risk & Compliance Officer

Responsibilities:

• Ensure 100% CBN and NDIC compliance through daily monitoring systems
• Manage all regulatory filings and returns within prescribed deadlines
• Liaison with regulatory bodies on policy changes and compliance matters
• Develop and deploy AML chatbots for automated customer screening
• Implement robust KYC processes for both digital and traditional channels
• Maintain comprehensive suspicious transaction monitoring systems
• Mitigate risks associated with salary advance, housing loans, and other specialized products
• Develop risk frameworks for new product launches
• Monitor concentration risks across all business lines
• Technology Risk Management- Assess and manage cybersecurity risks in digital operations
• Ensure data protection and privacy compliance
• Oversee third-party risk management for fintech partnerships

• Bachelor's degree in Law, Banking, Finance, or related field
• Certified Anti-Money Laundering Specialist (CAMS)
• Chartered Institute of Bankers of Nigeria (CIBN) fellowship/membership
• Risk management certifications preferred
• Minimum 3 years in banking risk management and compliance
• Experience with both traditional banking and fintech operations
• Proven track record in regulatory relationship management
• Knowledge of NIBSS API and payment system integrations
• Experience with identity verification platforms (Youverify, Smile Identity, etc.)
• Proficiency in risk management information systems