Credit & Savings Officer

Responsibilities

• Partner with the Customer Relationship Supervisor in developing weekly/monthly plans with regard to client mobilization and individual performance goals.
• Maintain a good knowledge of assigned market geographical area and understand clients' needs with competing products.
• Research and develop business opportunities within assigned geographical zones and assist the marketing department with market research and impact studies upon request.
• Market all MRM Products and Services to potential clients by using the promotional tools as approved by management.
• Responsible for acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring, and prompt repayment.
• Conduct a thorough loan analysis to ascertain the customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
• Reduce liquidity risk by aggressively mobilizing savings on a daily basis.
• Ensure each loan disbursed is in compliance with MRM lending procedures, policies, and methodology.
• Prepare and present the report as assigned by your Team Lead/ Head, BDS.
• Compile credit files with required documentation and hand them over to back office staff for processing.
• Any other responsibilities required by the Head, of Business Development & Strategies in line with MRM policies.

Requirements:

• Minimum academic qualification of HND in any related discipline 
• Minimum of 1 year of proven work experience
• Proficiency in using Microsoft applications