Head of Credit and Marketing

Responsibilities:

• Oversee credit operations, loan processing, and portfolio management.
• Develop and implement marketing strategies to grow the customer base and deposits.
• Ensure effective credit risk management and regulatory compliance.
• Drive loan portfolio growth while maintaining portfolio quality (low PAR).
• Lead and mentor the credit and marketing teams to achieve set targets.
• Develop innovative financial products tailored to MSMEs and retail clients.
• Build strong client relationships and partnerships to enhance business growth.

Requirements:

• Bachelor’s degree in Finance, Banking, Business Administration, or related field (Master’s/CIPM/CIBN is an added advantage).
• Minimum of 5–7 years’ experience in credit, risk management, or marketing within a financial institution (preferably microfinance).
• Strong knowledge of microfinance operations, credit analysis, and regulatory guidelines.
• Proven track record of achieving loan growth and deposit mobilization targets.
• Excellent leadership, communication, and analytical skills.
• High integrity, result-oriented, and ability to work with minimal supervision.
• Strong credit analysis and risk management skills.
• Proven ability in loan portfolio management and deposit mobilization.
• Marketing, business development, and client relationship management expertise.
• Sound knowledge of microfinance operations and regulatory compliance.
• Excellent leadership, people management, and team-building skills.
• Strong negotiation, communication, and presentation abilities.
• Analytical thinking with problem-solving and decision-making capacity.
• Ability to design and implement innovative financial products for MSMEs and retail clients.
• High integrity, resiliency, and results-driven mindset.
• Proficiency in MS Office and core banking applications