Credit Officer

Responsibilities:·        

• Conduct field visits, business assessments, and customer verifications to evaluate creditworthiness.
• Generate quality leads, follow up on prospects, and convert them into active clients.
• Present credit recommendations to the credit committee for approval.
• Loan Form Documentation and follow through to disbursement.
• Maintain strong customer relationships and provide excellent post-disbursement support.
• Rendition of periodic activity reports.
• Analyze market trends and advise accordingly as part of product improvement.

Requirements:

• Prior field sales experience is mandatory.
• Bachelor’s degree in Finance, Business Administration, Banking, or a related field.
• Minimum of 3 years of experience in credit sales, micro-lending, or financial services.
• Strong sales and marketing skills with a proven ability to meet or exceed targets.
• Good understanding of credit risk assessment and loan documentation.
• Excellent communication, negotiation, and interpersonal skills.
• Proficiency in MS Office (Word, Excel, PowerPoint).
• Ability to work under pressure and in a performance-driven environment.
• Familiarity with the local market and customer segments is an added advantage
• Strong, persuasive, and interpersonal skills.
• Excellent time management skills and the ability to prioritize work.
• Attention to detail and problem-solving skills.
• Excellent written and verbal communication skills.
• Must have completed NYSC