We are looking to hire a Credit Officer to Join our team.
- Minimum Qualification: OND
- Experience Level: Entry level
- Experience Length: 1 year
- Analyze the applicant's financial status, credit, and property evaluations to determine the feasibility of granting loans
- Prepare loan proposals and present to the Loan Committee for approval
- Review and clear conditions on approved loans in a timely manner
- Manage a portfolio of loans, ensuring that payments are received and that the loans remain in good standing
- Work with customers to restructure loans as necessary to avoid default
- Negotiate and coordinate loan workouts with attorneys, real estate agents, and other professionals as needed
- Monitor changes in borrower creditworthiness and take appropriate action to protect the bank’s interest
- Recover the loans
- Minimum qualification of OND
- Thorough understanding of lending regulations
- Analytical skills with the ability to identify risk factors
- Excellent written and verbal communication skills
- Ability to work independently and as part of a team
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