Credit Assessment Officer


Accounting, Auditing & Finance

Unspecified NGN Confidential
1 month ago

Job Summary


Job Description/Requirements

Credit Assessment Officer

Posting date : 26/10/2023

Requisition ID : 16246

Job Title: Credit Assessment Officer
Department: Customer Finance
Reporting Line: Credit Assessment Team Lead
Location: Various

About ENGIE Energy Access

ENGIE Energy Access is the leading Pay-As-You-Go (PAYGo) and mini-grids solutions provider in Africa. The company develops innovative, off-grid solar solutions for homes, public services and businesses, enabling customers and distribution partners access to clean, affordable energy. The PAYGO solar home systems are financed through affordable instalments from $0.19 per day and the mini-grids foster economic development by enabling electrical productive use and triggering business opportunities for entrepreneurs in rural communities. With over 1,800 employees, operations in nine countries across Africa (Benin, Côte dâIvoire, Kenya, Mozambique, Nigeria, Rwanda, Tanzania, Uganda and Zambia), over 1.9 million customers and more than 9 million lives impacted so far, ENGIE Energy Access aims to impact 20 million lives across Africa by 2025.

Job Purpose/Mission
The Customer Finance Team plays a pivotal role in ensuring the overall success of our largely unbanked customers in completing their loans and getting continued access to clean, reliable energy. The team works cross-functionally with our commercial, customer experience, product development and operations on the ground to ensure that we provide all customers with successful responsible onboarding and offer constant support through adequate monitoring and interventions all the way through the lifetime of our customersâ loans.

The Credit Assessment Officer provides an amazing opportunity for the right candidate to have a direct impact on how we are revolutionizing credit and financial inclusion for the base of the pyramid. S/He will work closely with the Customer finance assessment Team lead, Customer Finance Operations Manager, customer finance team and the commercial team around credit risk analysis, and they are required to review the financial status of new and existing customers to determine their level of risk and make recommendations to the company.


Support the CF team on carrying out accurate KYC, ensuring correct capturing of IDs, Customer Photos, financial documentations etc. Assessing loan qualification for customers under review by analyzing the customer financial status, checking the base of customer financial records (Bank statement/Mobile money statement etc), and personal details on their ability to repay the acquired loan using the system assessment tool. Communicate the assessment results to the applicants and sales team in a timely matter. Ensure all applied customers are assessed within SLA timelines. Run customer credit compliance call to existing customers and review their credit limits to determine if they qualify for an upgrade. Educating customers on current payments terms continuously and informing them of the terms and conditions governing the acquired loan. Educating Customer Finance Call center, Sales team & all field staff on applicable policies guidelines, processes, and procedures. Resolution of customer queries & key stakeholder managements. Ad hoc tasks as assigned by Manager or Departmental Head.

Knowledge and skills

2 years minimum work experience in related areas such as energy access, last-mile product financing, microfinance or similar is a big plus. Strong verbal and written communication skills. Ability to analyze processes/performance to make suggestions & improvements. Ability to demonstrate proactivity and independent task execution. Ability to work under pressure to meet deadlines. Strong data and analytical skills, with the ability to translate analysis to insights. Attention to details and ability to assess risk while protecting the interest of customers and the business. Deep empathy for the customer and commitment to inclusivity, consumer protection, & responsible financial services within the context of creating a profitable and scalable enterprise. Excitement about ENGIEâs mission and a deep desire to make an impact on off-grid and financially underserved customers in sub-Saharan Africa.


Bachelorâs degree in Accounting, Finance, Economics, or any related qualification


English High proficiency in one or more languages spoken by our customers is a big plus.


Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint) Experience using data analysis tools. Knowledge of KYC and other risk management tools

ENGIE is an equal opportunity employer, promoting diversity and committed to creating an inclusive environment for all. All applications are screened based on business needs, job requirements and individual qualifications, without any regard to origin, age, name, sexual identity, orientation or preference, religion, marital status, health, disability, political opinions, union involvement or citizenship. Our differences are our strengths!

Job Requisition ID on SAP SF16246OrganizationGBU Flexible Gen & RetailLanguage on SAP SFen_USLevel of ExperienceJunior (experience < 3 years)DegreeBachelor's DegreeCountryNigeriaCategoryBUSINESS DEVELOPMENT / SALES / MARKETINGJob ContractFixed-TermJob Posting DateThu, 10/26/2023 - 11:52job_division_level_oneAccess To Energyjob_mapped_organizationENGIE FLEXIBLE GENERATION & RETAIL Apply Share

Important Safety Tips

  • Do not make any payment without confirming with the Jobberman Customer Support Team.
  • If you think this advert is not genuine, please report it via the Report Job link below.
Report Job

Share Job Post

Lorem ipsum dolor (Location) Lorem ipsum NGN Confidential

Job Function : Lorem ipsum

1 year ago

Lorem ipsum dolor (Location) Lorem ipsum NGN Confidential

Job Function : Lorem ipsum

1 year ago

Lorem ipsum dolor (Location) Lorem ipsum NGN Confidential

Job Function : Lorem ipsum

1 year ago

Stay Updated

Join our newsletter and get the latest job listings and career insights delivered straight to your inbox.

We care about the protection of your data. Read our privacy policy.

This action will pause all job alerts. Are you sure?

Cancel Proceed
Report Job
Please fill out the form below and let us know more.
Share Job Via Sms

Preview CV