Credit and Loan Officer

Responsibilities:

• Opening of new accounts. 
• Providing advice on KYC requirements and assisting clients and account managers through the account opening process.
• Prospect loan customers
• Booking of good loans and collection of loan repayments.
• Proper follow-up on existing customers.
• Daily monitoring of the loan Portfolio.
• Reviewing client documentation to ensure compliance with internal policies and regulatory requirements.
• Following up with clients on required documentation and escalating to the appropriate Account Managers where necessary.
• Contributing to daily marketing activities.
• Grow the Bank's customer base.
• Advertising of the bank’s products.
• Developing and Implementing Marketing Plans:
• Creating and executing marketing strategies to attract new clients and promote financial products.
• Identifying and Securing New Clients:
• Actively prospecting for potential clients and building relationships with them.
• Promoting Financial Products: Effectively communicating the benefits of microfinance products and services to potential clients.
• Managing Client Relationships:
• Providing ongoing support and building strong relationships with existing clients. 
• Achieving Sales Targets: Meeting or exceeding sales targets set by the bank

Requirements: 

• B.Sc degree/HND in any discipline. 
• Should have at least 1-2 years of experience in a marketing role in the microfinance sector.
• Experienced in loan, credit, risk, and recovery processes in the Microfinance sector in Nigeria.
• Excellent communication, marketing, customer service, and interpersonal skills.
• Familiar with the use of computers and loan applications/software.
• Customer satisfaction orientation and sales competencies. 
• Ability to work in a goal-oriented and fast-paced environment