Job Summary

Liquiditti is a process simplification platform that aims to use technology to solve our day-to-day financing needs through synergies and economies of scale. The Credit & Finance Analyst role involves credit evaluation, underwriting, and portfolio loan book management

  • Minimum Qualification: Degree
  • Experience Level: Mid level
  • Experience Length: 2 years

Job Description/Requirements


  • Review incoming requests to evaluate eligibility, creditworthiness, and other risk-mitigating criteria
  • Engage clients to gather financial data, documentation, and other pre-disbursement requirements
  • Critically analyze standard and advanced risks matrix’s to arrive at a final loan decision
  • Calculate financial ratios (e.g. credit scores and interest rates) 
  • Conduct stress and scenario testing and analysis of portfolio 
  • Set up, implement, and monitor agreed payment/collection plans 
  • Maintain updated records of the company loan book 
  • Monitor Loan Covenants and Risk Triggers 
  • Monitor, mitigate, report, and minimize credit limit excesses, business risks, provisioning, 
  • Provide periodic Credit Portfolio Reports – daily, weekly, monthly, quarterly, and annually
  • Ensure all transactions have full and proper documentation 
  • Identify and proffer credit risk-mitigating processes and strategies 
  • Other tasks assigned by Management 


  • Strong analytical, financial, and quantitative skills. 
  • Ability to create and process financial spreadsheets. 
  • Critical understanding of client due diligence, data management, loan book reconciliation, and  statistics  
  • Ability to work under pressure. 

Education and Experience:

  • BSc in Banking and Finance, Economics or related field. 
  • Partially or Fully Qualified Chartered Accountant 
  • Proven work experience as a Credit Officer, Loan Officer, or similar role in a Micro Finance Bank, or Digital Lending company. 
  • Hands-on experience with lending procedures and products. 


  • Salary of NGN75,000 – 150,000 per month (Based on experience) 
  • HMO Coverage

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Anonymous Employer
| Full Time |
NGN 75,000 - 150,000
| Full Time |
NGN 75,000 - 150,000
| Full Time |
NGN Less than 75,000
| Full Time |
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