Or your alerts
New Featured
2 weeks ago

Job Summary

To execute initiatives aimed at sustained profitable growth of the Retail Deposits portfolio across Retail Banking-Personal Banking, Elite & Royalty Segments. To ensure processes are in place to sustainably on-board retail accounts and to improve end to end efficiency of the retail deposits portfolio.

  • Minimum Qualification: Degree
  • Experience Level: Senior level
  • Experience Length: 8 years

Job Description/Requirements


  • Oversee the MIS requirements for Retail Deposit Products.
  • Responsible for the overall profitable growth of all Retail Deposit Products.
  • Responsible for the overall growth of New to bank accounts.
  • To work closely with Treasury in offering competitive Investment rates to our customers.
  • Identify banking needs and customer expectations through feedback loop from focus sessions with the Segments Team.
  • Process & account management for all current, savings, investments and FCY related changes with stakeholders - Service Assurance, Branch Services,  CPC, Revenue Assurance, Treasury, Foreign Operations Legal and Compliance, Operations and Technology Team etc to improve customer satisfaction.
  • New product development and existing products optimization.
  • Carryout competitor analysis and conduct customer research to ascertain customers’ expectations on deposit rates and products.
  • Work with Segment Managers to fine tune process and product features as required.
  • Review account opening/maintenance issues, dormant accounts issues, policy changes and procedures optimization as it concerns retail deposits.
  • To review and revise fees and charges, terms, and conditions periodically as per regulatory requirements
  • Design and strengthen systems, controls, processes, and procedures as it relates to retail deposits.
  • Undertake in activities such as quarterly retail campaigns and training of frontline staff, market storms to assist in product adoption and penetration, new product activation and launch.
  • Reduce dormancy and inactive accounts ratio in line with Budget.
  • Ensure all retail deposit product offerings are in line with regulatory guidelines.
  • Communicate product updates and policy changes or offerings to frontline staff.
  • Drive initiatives required to achieve product marketing and sales strategy.
  • Work with Sales and Distribution to coordinate and oversee the focused implementation of marketing and sales campaigns of deposit products at our Branches.
  • Portfolio review, monitoring and optimization.
  • Drive account opening initiatives and partnership across Retail Banking
  • Drive partnership to grow retail deposits position.
  • Growth in Banca Policy Count and Premium(revenue).


  • Minimum of 2nd class lower (B.sc or B.A or HND) in the sciences or social sciences from a recognized & accredited institution.
  • A master’s in business administration or MSc in any Business Related Field from any recognized & accredited institution.
  • 8 – 10 years minimum cognate work experience as a product manager or in any marketing/sales related roles


  • Design Thinking
  • Digital product management
  • Good time management
  • Good team player and interpersonal skills

Job Knowledge

  • Good numerical Skills
  • Good analytical skills
  • Good communication skills
  • Good use of Microsoft office suites
  • Sound understanding of Financial Statements, Financial Analysis and Liquidity Management 

Important Safety Tips

  • Do not make any payment without confirming with the Jobberman Customer Support Team.
  • If you think this advert is not genuine, please report it via the Report Job link below.
Report Job

Share Job Post

Lorem ipsum dolor (Location) Lorem ipsum NGN Confidential

Job Function : Lorem ipsum

1 year ago

Lorem ipsum dolor (Location) Lorem ipsum NGN Confidential

Job Function : Lorem ipsum

1 year ago

Lorem ipsum dolor (Location) Lorem ipsum NGN Confidential

Job Function : Lorem ipsum

1 year ago

Stay Updated

Join our newsletter and get the latest job listings and career insights delivered straight to your inbox.

We care about the protection of your data. Read our privacy policy.

This action will pause all job alerts. Are you sure?

Cancel Proceed
Report Job
Please fill out the form below and let us know more.
Share Job Via Sms

Preview CV