Risk Manager

About the Role

We are seeking an experienced and analytical Risk Manager to lead the identification, assessment, monitoring, and mitigation of risks across the organization. The ideal candidate will have a strong background in the financial services industry and a deep understanding of risk frameworks, regulatory requirements, and financial risk management practices.

The Risk Manager will play a critical role in safeguarding the organization by ensuring effective risk governance, strengthening internal controls, and supporting strategic decision-making through proactive risk assessment.

Key Responsibilities

🔹 Risk Identification & Assessment

• Identify, assess, and evaluate key risks across the organization, including credit risk, operational risk, financial risk, and regulatory risk.
• Develop and maintain a comprehensive enterprise risk management (ERM) framework.
• Conduct risk assessments across business units to identify vulnerabilities and potential exposure.

🔹 Risk Monitoring & Reporting

• Establish risk monitoring processes and maintain risk registers.
• Track key risk indicators (KRIs) and ensure early identification of emerging risks.
• Prepare regular risk reports and dashboards for senior management and executive leadership.
• Provide actionable insights to mitigate potential financial and operational risks.

🔹 Policy Development & Governance

• Develop, implement, and maintain risk management policies, procedures, and frameworks.
• Ensure adherence to internal risk controls and governance standards.
• Support the development of risk appetite frameworks aligned with organizational objectives.

🔹 Regulatory Compliance

• Ensure compliance with financial industry regulations and regulatory requirements.
• Monitor regulatory changes and assess their impact on business operations.
• Work closely with compliance teams to ensure policies and processes meet regulatory standards.

🔹 Internal Controls & Risk Mitigation

• Design and strengthen internal controls to reduce operational and financial risks.
• Support internal audit processes and implement corrective actions where necessary.
• Collaborate with business units to implement effective risk mitigation strategies.

🔹 Cross-Functional Collaboration

• Work closely with Finance, Compliance, Credit Risk, Operations, and Technology teams.
• Provide guidance and training to staff on risk management best practices.
• Support senior leadership in making informed risk-aware business decisions.

Required Qualifications

• Bachelor’s degree in Finance, Risk Management, Economics, Business Administration, or related field.
• 6–10+ years of experience in risk management within the financial services, banking, fintech, or insurance industry.
• Strong understanding of enterprise risk management frameworks and financial risk controls.
• Experience with credit risk, operational risk, and regulatory risk management.
• Strong knowledge of financial industry regulations and compliance standards.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong experience with risk reporting, risk registers, and control frameworks.

Preferred Qualifications

• Professional certifications such as FRM (Financial Risk Manager), PRM, CFA, or relevant risk certifications.
• Experience working within regulated financial institutions.
• Knowledge of risk modeling, data analytics, and financial risk assessment tools.
• Exposure to digital financial services or fintech platforms is an advantage.

Core Competencies

• Strong analytical and risk assessment capability
• Strategic thinking and decision-making
• Regulatory awareness and compliance knowledge
• Excellent stakeholder management
• Strong reporting and documentation skills
• High attention to detail and integrity

KPIs & Performance Indicators

• Effectiveness of risk mitigation strategies
• Compliance with regulatory standards
• Timely risk reporting and risk register updates
• Reduction in operational and financial risk incidents
• Successful implementation of risk management frameworks

What Success Looks Like

• Strong risk governance across the organization
• Early identification and mitigation of key risks
• Improved internal control environment
• Strong compliance with regulatory expectations
• Risk-informed decision-making across leadership teams

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