Loan Officer

Responsibilities:

• Identify, source, and onboard new loan clients through field marketing, referrals, and other channels
• Conduct thorough customer verification, including documentation checks and basic credit risk assessments.
• Evaluate clients’ financial capacity and recommend suitable loan products
• Ensure proper documentation, record-keeping, and compliance with company policies and procedures
• Monitor loan performance and ensure timely repayments from clients
• Proactively follow up with defaulters and implement recovery strategies
• Build and maintain strong, long-term relationships with clients to encourage repeat business and referrals
• Provide accurate information to clients regarding loan terms, repayment schedules, and policies
• Prepare and submit daily, weekly, and monthly performance reports to management
• Stay updated on market trends and competitor activities within the local environment

Requirements:

• Minimum of OND, HND, or BSc in any discipline
• Prior experience in a loan, credit, or sales-related role is an added advantage
• Strong communication, interpersonal, and negotiation skills
• Target-driven with a proven ability to meet and exceed performance goals
• High level of integrity and professionalism in handling client information
• Ability to work independently with little or no supervision
• Good knowledge of the local market and environment
• Basic computer literacy (e.g., Microsoft Office tools)