Loan Officer (Asset Management)

Company Overview

Trovest Capital Partners is a full-service financial services firm operating across consumer lending, investment banking, asset management, and fintech solutions. The company focuses on providing innovative and accessible financial products to individuals and businesses, supporting long-term economic growth and financial inclusion.

Role Summary

The Loan Officer is responsible for originating, evaluating, and managing loan opportunities, with a focus on structured lending solutions such as LPO financing and invoice discounting. The role ensures high-quality credit decisions, strong client relationships, and a well-performing loan portfolio.

Key Responsibilities

1. Loan Origination & Business Development

Identify and source viable loan opportunities across SMEs, corporates, and high-value clients

Structure lending solutions including LPO financing and invoice discounting

Build and maintain a strong pipeline of qualified borrowers

Develop strategic partnerships and referral networks

2. Credit Analysis & Risk Assessment

Conduct detailed financial analysis and credit evaluations

Assess borrower risk, repayment capacity, and transaction viability

Prepare credit memos and loan proposals for internal approval

Ensure compliance with internal credit policies and regulatory standards

3. Client Relationship Management

Build and manage relationships with key decision-makers and stakeholders

Provide advisory support on financing options and structuring

Ensure excellent client experience throughout the loan lifecycle

4. Loan Processing & Disbursement

Oversee loan application documentation and due diligence

Coordinate with credit and operations teams for efficient processing

Ensure timely and accurate loan disbursement

5. Portfolio Monitoring & Performance

Monitor loan performance and repayment behavior

Identify early warning signals and implement risk mitigation strategies

Maintain portfolio quality and minimize non-performing loans

Key Performance Indicators (KPIs)

Loan portfolio growth (volume and value)

Quality of loan book (default rates / NPL ratio)

Turnaround time for loan processing

Revenue generation from lending activities

Client acquisition and retention rates

Qualifications & Requirements

Bachelor’s degree in Finance, Economics, Banking, or related field

Minimum of 5 years’ experience in lending, credit analysis, or financial services

Strong knowledge of:

LPO financing

Invoice discounting

High-value (₦100M+) transactions

Proven track record in loan origination and portfolio management

Proficiency in financial modeling and credit risk assessment

Core Competencies

Strong analytical and problem-solving skills

Excellent negotiation and communication abilities

High level of business acumen and market awareness

Relationship management and stakeholder engagement

Attention to detail and risk consciousness

Ability to work under pressure and meet targets

Ideal Candidate Profile

Results-driven and target-oriented

Demonstrates strong commercial judgment

Experienced in handling high-ticket transactions

Proactive, with a strong network in the financial or SME ecosystem

High integrity and professionalism

What Success Looks Like

Consistently originates high-quality, profitable loan deals

Maintains a low-risk, high-performing loan portfolio

Builds long-term client relationships that drive repeat business

Contributes to the company’s growth in the lending market

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