Treasury and Business Development Head

Responsibilities:

Fixed Income and Investment Management: 

• Drive investments in fixed income, money market, and capital market instruments, ensuring optimal returns, liquidity preservation, and alignment with the company’s risk appetite.

Borrowings and Investment:

• Generate, negotiate, and structure funding and investment inflows from individuals, corporates, and institutions.
• Ensure the competitiveness of investment note offerings and manage maturity profiles to maintain liquidity and profitability.

Hedging and Risk Protection:

• Design and implement hedging strategies to mitigate losses or income volatility
• arising from interest rate shifts, market fluctuations, or equity price movements.
• Protect company yields and safeguard investment income streams.

Equity Investments:

• Identify and manage profitable equity investment opportunities in high-performing,
• liquid, and fundamentally strong stocks. Monitor portfolio performance and execute value-preserving exits when necessary.

Revenue Strategy and Generation:

• Develop and execute risk-mitigated, yield-driven strategies that guarantee
• consistent income from placements, securities, and other market instruments while maintaining conservative exposure.

Funding Cost Optimization:

• Manage and continuously stabilize the company’s cost of funds to single-digit levels, through diversified investor sourcing, blended funding models, and cost- efficient borrowing structures.

Liquidity and Cash Flow Management:

• Ensure adequate liquidity coverage for operational and investment needs.
• Forecast and monitor cash positions to anticipate funding shortfalls or excesses.

Market and Business Intelligence:

• Track macroeconomic trends, monetary policy directions, and market yields to anticipate rate movements and inform investment timing and asset allocation decisions.

Stakeholder and Banking Relationship Management:

• Build and maintain strong relationships with banks, fund managers, institutional investors, and regulators, securing favorable terms and access to market instruments.

Strategic Business Development:

• Develop frameworks and proposals for new income-generating ventures, product innovation (e.g., investment notes, structured deposits), and value chain- based partnerships.

Performance Reporting and Governance:

• Provide periodic reports on treasury performance, yield analysis, liquidity status, and market positions, ensuring transparency and adherence to internal and regulatory standards.

Leadership and Capacity Building:

• Lead the Treasury and Financial Services team, setting clear performance targets, providing mentorship, and fostering a high-performance, analytical culture.

Requirements:

• Minimum 8 years of experience
• Minimum of a BSc

Performance Indicators:

KPI Area and Performance Metric

• Return on Investments: Achieve a minimum 20–25% annualized ROI across treasury
• placements, investment notes, and securities.
• Funding Generation: Grow borrowings and investment inflows by at least 30% year-on-year through diversified sources.
• Cost of Funds: Maintain a single-digit average cost of funds (≤9%) via efficient sourcing and structured pricing.
• Hedging Effectiveness: Ensure zero net loss on capital or money market activities through effective hedging and yield matching.
• Equity Investments: Attain an average 12–15% annual gain on managed equity portfolios, with zero impairment losses.
• Liquidity Management: Maintain a minimum liquidity ratio of 1.2x, ensuring no funding shortfalls exceeding 3 business days.
• Compliance and Governance: 100% adherence to internal policies, investment mandates,
• and regulatory thresholds.
• Business Development: Introduce at least FOUR new financial instruments or partnership products annually.
• Reporting and Transparency: Submit timely, accurate, and analytical financial reports to management and the Board.
• Team Performance: Achieve full staff KPI alignment and continuous professional development through training and mentorship.