Sales Manager Personal
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Job summary
The Sales Manager (Personal Loans - Public Sector) drives consumer loan disbursement volumes by targeting government civil servants, parastatal employees, and workers across ministries, departments, and agencies (MDAs). This role focuses on maximizing low-risk consumer lending via automated payroll deduction networks.
Min Qualification:
HND
Experience Level:
Senior level
Experience Length:
5 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Lagos, Nigeria
Job descriptions & requirements
Responsibilities
- MDA Access & Relationship Building: Secure official permissions, payroll integration access, and direct-debit authorization frameworks (e.g., Remita, IPPIS platforms) across state and federal government MDAs.
- Field Sales Activation: Deploy and manage decentralized field sales networks, independent sales agents, and customer acquisition hubs across multiple zones.
- Volume Disbursement Strategies: Create high-volume marketing strategies, seasonal promotions, and bulk lending packages to accelerate consumer loan sign-ups.
- First-Level Risk Governance: Ensure all public sector applicant screening steps accurately check valid employment records, official biometric numbers, and verifiable net take-home salary caps.
- Delinquency Mitigation Coordination: Monitor monthly salary payment statuses and coordinate with internal recovery channels if any global or structural payment processing friction arises.
Requirements:
- Education: Bachelor’s degree, HND, or equivalent in Marketing, Business Administration, Public Relations, or related fields.
- Experience: 5–8 years of sales experience within retail banking, consumer fintech, or asset finance institutions, with a strong focus on public sector salary lending frameworks.
- Network & Leverage: Demonstrated connections and past execution history with labor unions, civil service leaders, and ministry payroll officers.
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