Risk Management Officer

Responsibilities:

• Identify, analyze, and evaluate potential risks (credit, operational, and reputational risks)
• Develop and implement risk management policies, procedures, and controls
• Monitor compliance with internal policies, regulatory guidelines, and risk limits
• Conduct periodic risk assessments and prepare risk reports for management
• Support credit risk assessments and review loan documentation where applicable
• Monitor risk exposure and report early warning signals to management
• Assist in fraud detection, prevention, and investigation processes
• Ensure adherence to regulatory requirements and industry best practices
• Liaise with internal auditors, compliance officers, and regulators as required
• Support business units in understanding and managing risk in their operations
• Perform other risk-related duties as assigned by management

Requirements:

• HND / B.Sc. in Accounting, Finance, Economics, Business Administration, Law, or a related field
• 1–3 years experience in risk management, audit, compliance, or control functions
• Knowledge of risk management frameworks and regulatory guidelines
• Strong analytical and reporting skills
• Proficiency in Microsoft Excel and risk reporting tools
• Good understanding of internal controls and compliance requirements
• High level of integrity and attention to detail

Key Skills & Competencies:

• Risk assessment and analysis
• Report writing and documentation
• Problem-solving and critical thinking
• Communication and stakeholder management
• Ability to work independently and as part of a team