Risk & Compliance Officer

Responsibilities:

• Identify, assess, document, and monitor financial, operational, regulatory, and business risks across the Group.
• Develop and maintain effective risk management and compliance frameworks, policies, and procedures.
• Monitor compliance with applicable regulatory requirements and internal policies.
• Conduct periodic compliance and operational risk assessments.
• Review business processes and recommend appropriate internal controls to minimise risk and potential losses.
• Monitor transactions, collections, repayments, and other financial activities for unusual or potentially risky patterns.
• Support risk management around hire-purchase, vehicle financing, asset management, investor funds, and driver operations.
• Ensure proper documentation and adherence to approved processes for customer, investor, driver, and business transactions.
• Conduct compliance reviews, internal audits, and control checks where required.
• Identify control weaknesses, investigate incidents, and recommend corrective and preventive actions.
• Maintain an up-to-date risk register and monitor the implementation of risk mitigation plans.
• Prepare periodic risk and compliance reports for management.
• Support regulatory inspections, audits, and other compliance-related engagements.
• Promote compliance awareness and provide guidance/training to employees on relevant policies and procedures.
• Monitor third-party/vendor risks and ensure appropriate due diligence is conducted.
• Escalate significant risks, breaches, suspicious activities, and compliance issues to management promptly.
• Stay informed about changes in relevant laws, regulations, and industry requirements that may affect the Group.
• Support the development of business continuity, fraud prevention, and incident management processes.

Requirements:

• Bachelor’s degree in Accounting, Finance, Economics, Risk Management, Law, Business Administration, or a related field.
• Minimum of 3–5 years of relevant experience in risk management, compliance, internal audit, financial services, fintech, investment, or a related industry.
• Strong understanding of risk management principles, internal controls, compliance, and corporate governance.
• Experience in identifying and mitigating operational and financial risks.
• Good knowledge of regulatory and compliance requirements within the Nigerian business/financial environment.
• Strong analytical, investigative, and problem-solving skills.
• Excellent attention to detail and ability to identify inconsistencies or control gaps.
• Strong report-writing and documentation skills.
• Ability to work with confidential and sensitive information.
• Proficiency in Microsoft Excel and other relevant analytical/reporting tools.
• Professional certification such as ICAN, CISI, or relevant risk/compliance certification will be an added advantage.