1 month ago
Retail & SME Loan Credit Officer
Lead Enterprise Support Company
Accounting, Auditing & Finance
Banking, Finance & Insurance
NGN
400,000 - 600,000
Easy Apply
Job Summary
The Officer in this role will drive business growth by working closely with the Unit Head to identify high-potential commercial loan opportunities, develop competitive products, and mobilise resources to secure a strong market presence.
- Minimum Qualification : Degree
- Experience Level : Mid level
- Experience Length : 3 years
Job Description/Requirements
Responsibilities:
- Identify and develop new loan opportunities through market analysis and referral networks.
- Engage prospects, evaluate creditworthiness, and structure suitable loan products.
- Guide clients through the loan process, compute repayment schedules, and provide financial advice.
- Monitor loan performance, follow up with clients, and ensure credit facilities are properly utilised.
- Review loan agreements, maintain accurate records, and safeguard collateral.
Requirements:
- Bachelor’s degree in Business, Finance, Economics, or related field.
- 3–4 years’ experience in lending, credit, or financial services.
- Strong credit analysis and risk management skills.
- Excellent communication, negotiation, and client relationship skills.
- Solid understanding of financial statements and ability to conduct cash flow and repayment capacity analysis.
- Strong interpersonal and negotiation skills with the ability to build lasting client relationships.
- Proficiency in MS Office applications (Excel, Word, PowerPoint
- Target-driven with high integrity and strong attention to detail.
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