Job summary
We are seeking a Relationship Manager (Credit Lead) – Multilaterals and HNIs (Financial Services/Fintech) to join us
Job descriptions & requirements
Business Development and Client Relationship Management
- Develop and execute strategic plans to attract and retain clients within the multilateral, donor, and HNI ecosystems.
- Originate structured credit and investment transactions tailored to institutional and high-net-worth client profiles.
- Build enduring relationships with development finance agencies, private investors, and donor-backed project sponsors.
- Strengthening the company's Finance presence through business forums, partnership engagements, and brand-building initiatives.
Credit Structuring and Risk Management
- Supervise credit origination and appraisal processes, ensuring all memos and submissions meet internal and regulatory standards.
- Evaluate credit proposals from team members, ensuring proper risk assessment, collateral validation, and compliance with policy.
- Act as the key liaison between the Credit Officers and the Head of Department, ensuring effective communication and accountability.
- Ensure adherence to CBN regulations and the Finance’s internal risk and credit management framework.
Investment and Treasury Collaboration
- Identify and refer high-value clients and institutional partners to the Treasury and Financial Services Department for potential investment placements.
- Support Treasury in developing client-driven borrowing and placement structures.
- Facilitate hybrid financing and investment solutions linking donor-backed initiatives and HNI liquidity to structured credit opportunities.
Strategic and Product Development Initiatives
- Develop innovative financial products targeting multilaterals and HNIs, including co-financing and sustainability-linked instruments.
- Lead strategic initiatives for brand visibility and market penetration in the development finance and private wealth segments.
- Contribute to policy standardization through enhanced credit templates, process documentation, and reporting tools.
Professional Expectations
- Uphold integrity, professionalism, and confidentiality in all engagements.
- Exhibit leadership and a results-oriented mindset in managing both client relationships and team performance.
- Ensure all credit submissions, product designs, and correspondence meet the company’s quality standards.
- Mentor and supervise Credit Officers to maintain discipline, efficiency, and alignment with company goals.
- Promote the company’s values through ethical conduct, collaborative teamwork, and innovative business thinking.
Requirements:
- Minimum of 7 years of experience
- Minimum of a BSc.
Key Performance Indicators (Qualitative)
- Business Origination and Relationship Management: Consistent sourcing and conversion of business opportunities from multilaterals and HNIs.
- Portfolio Growth: Portfolio Quality and Growth Maintenance of healthy, risk-mitigated assets and sustainable revenue pipelines.
- Credit Structuring and Appraisal: Timely and well-structured credit memos, achieving high approval and conversion rates.
- Cross-Functional Collaboration: Active support to Treasury and Risk in executing joint mandates and investment mobilization.
- Leadership and Team Oversight: Demonstrated mentorship and performance coordination among Credit Officers.
- Strategic and Product Development: Contribution to the development of specialized lending and investment solutions.
- Professional Integrity and Compliance: Full compliance with credit policies and demonstration of ethical conduct and discipline.
Location: Ikoyi, Lagos
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