Relationship Manager

Responsibilities:

• Identify, source, and onboard eligible borrowers to achieve assigned loan targets.
• Market and promote the Bank's loan products and financial services.
• Conduct customer appraisal, credit analysis, and loan recommendations.
• Monitor loan performance and ensure timely repayment of facilities.
• Build and maintain strong relationships with customers to encourage repeat business.
• Carry out regular loan monitoring and recovery activities to minimize portfolio delinquency.
• Cross-sell the Bank's products and services to existing and prospective customers.
• Prepare accurate and timely loan and portfolio performance reports while ensuring compliance with the Bank's credit policies and regulatory requirements.
  

Requirements:

• Bachelor's Degree or HND in Banking & Finance, Business Administration, Economics, Accounting, Marketing, or a related discipline.
• Minimum of 3 years' experience in credit, lending, relationship management, or business development within a microfinance bank or other financial institution.
• Sound knowledge of credit analysis, loan appraisal, and loan recovery.
• Strong communication, negotiation, and relationship management skills.
• Ability to meet loan disbursement, recovery, and portfolio quality targets.
• Proficiency in Microsoft Office applications.
• High level of integrity, professionalism, and customer service orientation.