Portfolio Manager

Responsibilities:

Portfolio Management:

• Manage and monitor assigned investment, loan, or client portfolios.
• Review portfolio performance regularly and identify areas requiring attention or rebalancing.
• Ensure the portfolio consistently aligns with the organization’s strategic objectives and risk appetite.

Risk Management:

• Identify, assess, and monitor financial, credit, market, and operational risks.
• Ensure overall portfolio exposure remains strictly within approved risk limits.
• Formulate and execute corrective actions when risk triggers or potential losses are identified.

Financial Analysis:

• Analyze financial statements, market trends, macroeconomic conditions, and raw portfolio data.
• Evaluate the performance, viability, and financial health of portfolio accounts and investments.
• Prepare comprehensive financial models, performance analyses, and forecasting reports.

Client & Relationship Management:

• Maintain strong relationships with high-value clients, institutional investors, borrowers, or corporate accounts.
• Understand evolving financial needs and proactively recommend tailored products or solutions.
• Handle complex client concerns promptly to ensure retention and high service delivery standards.

Investment Decisions (Asset/Investment Management):

• Research investment opportunities and determine optimal asset allocation strategies.
• Buy, sell, or rebalance portfolio holdings based on approved strategies and policy limits.
• Track and benchmark returns against agreed market indices and performance targets.

Loan & Credit Portfolio Management (Banking):

• Monitor loan accounts, repayment timelines, and credit facility utilization.
• Track overdue payments, default indicators, and Non-Performing Loan (NPL) accounts.
• Review borrower financial health and collaborate with risk/credit teams on restructuring, recovery, or remedial actions.

Insurance Portfolio Management:

• Monitor assigned portfolios of insurance policies and accounts.
• Analyze premium income, claims ratios, renewal rates, and overall account profitability.
• Review risk exposure to ensure sound underwriting decisions in coordination with actuarial and claims teams.

Reporting & Executive Presentations

• Prepare regular, data-driven portfolio performance reports for executive leadership.
• Track key operational and financial metrics, presenting actionable insights and strategic recommendations.

Compliance & Governance:

• Ensure all portfolio activities strictly comply with internal policies, legal frameworks, and regulatory requirements.
• Maintain precise documentation

Requirements:

• Minimum of a BSC qualification 
• 4 years of previous experience in a similar role