Urielsprout Limited

Loan Officer

Urielsprout Limited

Accounting, Auditing & Finance

Today
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Job summary

The Loan Officer will be responsible for originating, structuring, and closing personal and corporate loan transactions while driving client acquisition and investment product uptake. The role is highly target-driven and requires strong sales, credit, and relationship management capabilities.

Min Qualification: Degree Experience Level: Entry level Experience Length: 1 year Language Requirement: English Working Hours: Full Time - 9 to 5 Applicant Location: Lagos, Nigeria

Job descriptions & requirements

Responsibilities:

  • Source and originate personal and corporate loan opportunities
  • Achieve a minimum monthly target of 10 booked loans
  • Conduct client profiling, financial analysis, and preliminary credit assessments
  • Structure loan proposals in line with internal risk and compliance guidelines
  • Build and manage a strong pipeline of individuals, SMEs, and corporate clients
  • Drive the promotion and subscription of secondary investment products
  • Maintain strong client relationships to ensure repeat business and referrals
  • Follow up on loan applications through to approval and disbursement
  • Monitor loan performance and support repayment tracking
  • Maintain accurate and up-to-date client and transaction records
  • Provide weekly and monthly performance reports to management


Requirements:

  • Bachelor’s degree in Finance, Economics, Business Administration, or a related field
  • Minimum of 1–2 years relevant experience in lending, credit, or financial services
  • Proven track record in sales, loan origination, and target achievement
  • Strong understanding of SME financing and consumer lending dynamics
  • Knowledge of investment products and financial markets is an added advantage
  • Strong sales and business development skills
  • Credit analysis and financial assessment capability
  • Excellent communication, negotiation, and interpersonal skills
  • High level of professionalism and integrity
  • Ability to work under pressure in a target-driven environment
  • Strong closing ability and persistence


Key Performance Metrics (KPIs):

  • Minimum of 10 loans booked monthly (personal & corporate)
  • Value and volume of the loan portfolio generated
  • Conversion rate from pipeline to disbursement
  • Investment product subscriptions (secondary offerings)
  • Loan repayment performance and portfolio quality


Remuneration & Benefits:

  • Competitive base salary
  • Attractive commission and performance-based incentives
  • Opportunity for rapid career growth
  • Exposure to structured finance and investment advisory services

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