Legal Officer

Responsibilities: 

• Draft, review, negotiate and finalise all relevant legal documents required for Bank lending.
• Conduct legal due diligence on proposed transactions.
• Review credit transactions and loan documentation (Draft offer letters and security documents for all facilities availed by the Bank) ensuring that the Bank’s interest is adequately covered.
• Initiate and monitor perfection of security for facilities availed by the Bank.
• Issue and review of Contingent Liability Portfolio.
• Conduct of Corporate, Land and Probate search for corporate accounts, estate accounts and availability of credit facilities
• Liaise and manage relationship with external Solicitors to the Bank.
• Manage all aspects of the litigation portfolio of the Bank.
• Prepare documents for the appointment of Receiver/Manager.
• Follow up on all Legacy claims from customers/vendors of SGBN until final resolution is achieved.
• Draft/review   contract   documents/agreements   to   ensure detrimental clauses to the Banks’s interest are expunged.
• Render legal and advisory functions to the Bank.
• Interpret and communicate regulations.
• Provide   Legal   opinion   to   the   Bank   on   diverse   matters affecting its operations.
• Prepare &/ or vet all Tenancy/Lease Agreement entered into by the Bank.
• Provide  advisory  support  in the purchase  of  properties  on behalf of the Bank.

Requirements:

• Minimum of First Degree in a Law (LLB).
• Relevant  professional  certification  such  as  Call  to  Bar  (BL)  is  an added advantage.
• Credit Administration and Credit Risk Management
• Knowledge of Jubilee Life Mortgage Bank's Credit and Legal Risk Policies
• Knowledge of Legal Policies, Processes and Procedures
• Knowledge of Securities, Nigerian Constitution, Nigerian Law System, Foreign Laws and Constitutions and Banking Structures
• Knowledge of Companies and Allied Regulations and Acts (CAMA), Memorandum and Articles of Association (Memart), ISA, Code of Corporate Governance, SEC and NSE Rules.
• Loan Structuring, Financial Statement Analysis
• Ability to draft all legal documents.
• Research and Technical Writing Skills
• Documents and Record Keeping
• Data gathering and analysis skills
• Attention to Details, Building Effective Team, Customer Focus, Managing Relationships, Interpersonal Skills, Listening Skills, Negotiating and Motivating Others
• Dealing with Change and Uncertainty
• Decision Quality and Problem Solving
  
• Conflict Management.