Head, SME Loan
Job summary
This role involves significant field work and a strong focus on digital lending, and navigating specific regulatory environments like CBN guidelines, requiring leaders who can scale lending structures and manage data-driven strategies.
Job descriptions & requirements
Responsibilities:
- Overseeing the entire loan cycle.
- Manage the loan portfolio and assess borrowers' creditworthiness.
- Develop credit policies and standard procedures for loan management
- Ensuring compliance with CBN microfinance regulations
- Driving profitability by balancing business growth with loss minimization
- Conducting market research for customer segmentation, market development and opportunities for SME loan products and Managing risks and develop risk methodologies
- Developing and driving strategies to ensure delivery of product targets
- Manage stakeholder relationships and provide articulated and documented corporate and functional strategic plans
- Ensure effective management of the team members and material resources to optimise performance
Requirements:
- B.Sc. in business, finance, accounting, and economics disciplines
- Minimum of 8 years relevant experience with at least 5 years in the banking industry
- A post-graduate degree in business, finance or an MBA is an advantage
- A microfinance certification
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