Moddis Resources

Head, SME Loan

Moddis Resources

Accounting, Auditing & Finance

1 week ago
Easy apply New

Job summary

This role involves significant field work and a strong focus on digital lending, and navigating specific regulatory environments like CBN guidelines, requiring leaders who can scale lending structures and manage data-driven strategies.

Min Qualification: Degree Experience Level: Senior level Experience Length: 8 years

Job descriptions & requirements

Responsibilities:

  • Overseeing the entire loan cycle.
  • Manage the loan portfolio and assess borrowers' creditworthiness.
  • Develop credit policies and standard procedures for loan management
  • Ensuring compliance with CBN microfinance regulations
  • Driving profitability by balancing business growth with loss minimization
  • Conducting market research for customer segmentation,  market development and opportunities for SME loan products and Managing risks and develop risk methodologies
  • Developing and driving strategies to ensure delivery of product targets
  • Manage stakeholder relationships and provide articulated and documented corporate and functional strategic plans
  • Ensure effective management of the team members and material resources to optimise performance


Requirements:

  • B.Sc. in business, finance, accounting, and economics disciplines
  • Minimum of 8 years relevant experience with at least 5 years in the banking industry
  • A post-graduate degree in business, finance or an MBA is an advantage
  • A microfinance certification

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