Head Of Risk Management

Responsibilities:

• Develop and maintain the Enterprise Risk Management framework, risk appetite, limits and key risk indicators.
• Identify, assess and monitor enterprise, credit, digital, technology, operational, liquidity and emerging risks.
• Oversee credit and digital-credit risk, including portfolio quality, NPLs, PAR, concentration and credit models.
• Lead fraud and financial-crime risk monitoring and ensure corrective actions are implemented.
• Establish effective risk analytics, data and model governance and early-warning systems.
• Conduct stress testing and scenario analysis across material risk areas.
• Ensure compliance with applicable CBN, NDIC and other regulatory requirements.
• Prepare accurate risk reports, dashboards and recommendations for Management and the Board Risk Management Committee.
• Promote a strong risk culture while maintaining independence from revenue-generating functions.

Requirements:

• Bachelor’s degree in Finance, Economics, Accounting, Risk Management, or a related field.
• Relevant professional certification such as ICAN, ACCA, ACIB, or a risk-management certification is preferred.
• 8–12 years’ experience in banking or financial services, with significant risk-management responsibility.
• Experience in enterprise risk, credit risk, risk analytics, and regulatory compliance.
• Experience in digital lending, fintech, payments, fraud, technology, or model risk is an advantage.