Experienced SME Loan Officer

Company Description

IBILE Microfinance Bank Limited serves the diverse financial needs of Lagos State, focusing on fostering economic growth within the micro and small-scale sectors. Designed to support everyone from rural farmers to start-ups and small and medium enterprises (SMEs), IBILE provides customized and robust financial solutions to empower the local economy. The bank is led by experienced professionals committed to delivering financial inclusion and improving the livelihoods of its clients. By supporting the Micro, Small, and Medium Scale Enterprises (MSMEs), IBILE plays a pivotal role in boosting Lagos State’s GDP, the fifth-largest economy in Africa.
Role Description

This is a full-time on-site role based in Lagos State, Nigeria. The Experienced SME Loan Officer will be responsible for assessing, processing, and approving SME loan applications, underwriting risks, and providing guidance to clients. Key daily tasks include reviewing loan requests, managing the end-to-end loan origination process, ensuring compliance with financial policies, and delivering exceptional customer service.
Qualifications

• Expertise in Loan Origination and Underwriting processes
• Proficiency in Finance and a strong understanding of financial principles
• Experience in Customer Service with excellent communication and interpersonal skills
• Proven skills and experience as a Loan Officer
• Strong analytical and problem-solving capabilities
• Ability to work in a fast-paced and target-driven environment
• Bachelor's degree in Finance, Banking, Economics, or a related field
• Familiarity with the Nigerian financial services market and regulations is an advantage
• Professional certifications in financial management or loan processing are a plus

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