Direct Sales Agents
Job summary
PREMIUM HR SOLUTIONS LIMITED is currently recruiting for a reputable Microfinance Bank and is seeking experienced and target-driven Direct Sales Agents (DSAs) to join its growing sales team.
Job descriptions & requirements
- Identify and acquire new customers through field sales, referrals, direct prospecting, and other approved channels.
- Promote the Bank’s products and services, including loans, savings, accounts, digital banking solutions, and other financial products.
- Generate qualified leads and convert prospects into active customers.
- Build and maintain strong relationships with existing and prospective customers.
- Explain product features, eligibility requirements, repayment terms, and other relevant information to customers.
- Support customers through account opening, onboarding, documentation, and loan application processes.
- Conduct market visits and identify new business opportunities within assigned locations.
- Achieve assigned customer acquisition, loan disbursement, deposit mobilization, and revenue targets.
- Follow up on leads and maintain an active pipeline of prospective customers.
- Work closely with the Bank’s Operations, Credit, Risk, and Customer Service teams to ensure smooth customer onboarding.
- Maintain accurate records of customer interactions, applications, sales activities, and follow-ups.
- Ensure compliance with the Bank’s policies, KYC requirements, procedures, and applicable regulations.
- Prepare and submit regular sales and activity reports to the line manager.
- Minimum of OND in any relevant field.
- 1–3 years of relevant sales experience, preferably in: Microfinance Banking, Fintech, Commercial/Retail Banking, Lending, Agency Banking, Consumer Finance, Digital Financial Services
- Proven experience in direct sales, customer acquisition, loan sales, deposit mobilization, or financial-product sales.
- Strong communication, negotiation, persuasion, and customer relationship management skills.
- Ability to work with and consistently meet sales targets.
- Good understanding of financial products and customer onboarding processes.
- Strong knowledge of the assigned market/location and willingness to conduct field sales activities.
- Proficiency in using smartphones, digital platforms, Microsoft Office, and basic CRM/sales applications.
- Must be proactive, self-motivated, result-oriented, and comfortable working in a target-driven environment.
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