Credit Sales Officer

Responsibilities:

• Grow the loan portfolio by promoting and selling the company’s loan products 
• Work closely with clients to understand their financial needs and provide tailored solutions that will add value to the customer’s business. 
• Build and maintain clients relationships. 
• Identify potential business opportunities/clients through market research, networking and referrals. 
• Provide excellent customer service to new and existing customers. 
• Prepare accurate and complete credit applications, ensuring all necessary documentations are provided and verified 
• Follow up on credit requests to ensure approvals are obtained within approved timeline set by management
• Monitoring market trends and providing feedback on products and solutions to management for review and action. 
• Present weekly, monthly and quarterly reports as may be required by management. 
• Any other duty as may be assigned by the Head, Credit Department, Management and Board
• Achieve agreed financials targets (assets and liabilities generation) on a monthly basis. 

Requirements:

• Bachelor’s Degree (Minimum of Second Class Lower) / HND (Minimum Lower Credit minimum) in any discipline.
• Minimum of 3 – 4years experience in bank or non-bank financial institution in a marketing role. 
• Good understanding of Lagos Retail Market structure in line with the company’s business 
• Possess strong selling skills 
• Good writing and oral communication skills  
• Must be a team player 
• Must be computer literate  
• Strong problem solving and follow up skills