Credit Sales Officer
Job summary
We are seeking a results-driven and customer-focused Credit Sales Officer to drive the acquisition of new customers, promote the company’s loan products, and grow its trader loan portfolio. The ideal candidate will have practical experience in sales, customer acquisition, and relationship management, preferably within microfinance & lending.
Job descriptions & requirements
Responsibilities:
- Identify and acquire new customers, particularly traders, small business owners, and entrepreneurs requiring business loans.
- Promote the company’s loan products and explain eligibility criteria, terms, and repayment obligations to prospective customers.
- Build and maintain strong relationships with existing and prospective clients.
- Achieve monthly sales and loan disbursement targets.
- Conduct preliminary customer assessments and collect the necessary loan application documents.
- Follow up on prospective clients to convert leads into successful loan applications and disbursements.
- Work closely with the credit and recovery teams to ensure proper documentation and responsible lending practices.
- Maintain accurate records of customer interactions, sales activities, and loan applications.
- Monitor customer feedback and identify opportunities to improve sales performance and customer satisfaction.
Requirements:
- A minimum of an OND or HND/Bachelor’s degree in Business Administration, Marketing, Banking and Finance, or a related discipline.
- At least 1–3 years of relevant experience in sales, preferably in trader loans, microfinance, consumer lending, or financial services.
- Demonstrable ability to generate leads, acquire customers, and meet sales targets.Demonstrable ability to generate leads, acquire customers, and meet sales targets.
- Demonstrable ability to generate leads, acquire customers, and meet sales targets.
- Good communication, negotiation, and relationship management skills.
- Strong customer service and interpersonal skills.
- Ability to work independently, meet deadlines, and deliver results in a target-driven environment.
- Proficiency in basic computer applications and sales reporting.
- Must be a resident of Port Harcourt or willing to work on-site.
What We Offer:
- Remuneration: NGN 130,000-180,000 monthly
- Opportunity to grow within a developing financial services organisation.
- Transport and airtime allowance.
- A performance-driven work environment with opportunities to develop sales and financial services expertise.
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