Credit Officer
Easy apply
Port Harcourt & Rivers State
Full Time
Banking, Finance & Insurance
NGN
250,000 - 400,000
Negotiable
Plus Commission
Job summary
We are seeking a motivated, target-driven, and customer-focused Credit Officer to join our growing team. This role is ideal for professionals with experience in credit sales or microfinance who are passionate about building client relationships, driving business growth, and maintaining a high-quality loan portfolio.
Min Qualification:
Degree
Experience Level:
Entry level
Experience Length:
2 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Port Harcourt & Rivers State, Nigeria
Job descriptions & requirements
Responsibilities:
- Generate quality leads, follow up on prospects, and convert them into active clients.
- Conduct field visits, business assessments, and customer verification to evaluate creditworthiness.
- Present credit recommendations to the credit committee for approval.
- Maintain strong customer relationships and provide excellent post-disbursement support.
- Rendition of periodic activity reports.
- Analyze market trends and advise accordingly as part of product improvement.
Requirements:
- Bachelor’s degree in finance, business administration, marketing, or a related field.
- A minimum of 2–3 years of experience in credit sales, micro-lending, or financial services is mandatory.
- Strong sales and marketing skills with a proven ability to meet or exceed targets.
- Good understanding of credit risk assessment and loan documentation.
- Excellent communication, negotiation, and interpersonal skills.
- Proficiency in MS Office (Word, Excel, PowerPoint).
- Ability to work under pressure and in a performance-driven environment.
- Familiarity with the local market and customer segments is an added advantage.
- Strong, persuasive, and interpersonal skills.
- Excellent time management skills and the ability to prioritize work.
- Attention to detail and problem-solving skills.
- Excellent written and verbal communication skills.
- Must have completed NYSC.
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