Immediate Start
1 month ago
Job Summary
Our Client in the Microfinance Banking sector needs a Credit Risk Officer who will be responsible for assessing, monitoring, and managing the credit risk exposure of the bank. The role ensures that all credit activities from loan origination to recovery adhere to internal policies, regulatory standards, and sound risk management
- Minimum Qualification : Degree
- Experience Level : Mid level
- Experience Length : 3 years
Job Description/Requirements
Responsibilities:
- Develop, implement, and enforce credit risk policies and procedures.
- Evaluate and monitor credit exposures across all lending portfolios.
- Conduct credit analysis, risk rating, and portfolio stress testing.
- Review loan applications for compliance with internal credit standards and regulatory guidelines.
- Prepares credit risk reports and recommends strategies to minimize losses.
- Liaise with internal teams to ensure risk controls and recovery strategies are in place.
Requirements:
- Bachelor’s degree in Finance, Economics, or related field.
- Minimum of 3 years’ experience in banking or credit risk management in the microfinance commercial banking industry
- Strong analytical and financial modeling skills
- Deep understanding of credit analysis, collateral management, and risk frameworks.
- Familiarity with CBN microfinance guidelines and lending policies.
- Attention to detail, integrity, and sound judgment.
- Proficiency in MS Excel and credit management software.
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