Credit Officer
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Job summary
The Credit Officer is responsible for assessing loan applications, evaluating customer's ability to repay loans, monitoring loan repayments, and ensuring compliance with the organisation's credit policies.
Min Qualification:
High School (S.S.C.E)
Experience Level:
Entry level
Experience Length:
No Experience/Less than 1 year
Language Requirement:
English
Work Type:
Full Time
Working Hours:
8 to 5
Applicant Location:
Nigeria
Job descriptions & requirements
Responsibilities:
- Receive and review loan applications.
- Assess customers' creditworthiness and repayment capacity.
- Verify customer information and loan documents.
- Recommend loans for approval in line with company policies.
- Monitor loan repayments and follow up on overdue loans.
- Maintain accurate customer and loan records.
- Support loan recovery activities.
- Prepare reports on loan performance.
- Maintain good relationships with customers.
Requirements:
- Minimum qualification is SSCE
- 0-2 years experience
- Good communication and analytical skills.
- Attention to detail and integrity.
- Basic computer skills.
- Previous experience in credit or lending is an advantage.
Remuneration: NGN 70,000-80,000 Monthly
Note: Only candidates living in close proximity to Abule Egba, Alagbado Sango, and the Ijoko axis will be considered.
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