Credit Officer
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Job summary
We are seeking a Credit Officer to join us. They would be responsible for evaluating loan applications, assessing clients’ creditworthiness, and ensuring all loans are granted in line with company policies. The role also involves monitoring loan repayment and maintaining a healthy loan portfolio.
Min Qualification:
OND
Experience Level:
Entry level
Experience Length:
1 year
Language Requirement:
English
Working Hours:
Full Time - 9 to 5
Applicant Location:
Lagos, Nigeria
Job descriptions & requirements
Responsibilities:
- Review and analyze loan applications
- Conduct client background and financial checks
- Assess credit risk and make recommendations
- Ensure proper documentation before loan approval
- Monitor loan repayment and follow up on defaulters
- Maintain accurate client and loan records
- Build and maintain good relationships with clients
Requirements:
- Minimum of OND/HND/B.Sc in any related field
- 1–3 years of experience in a similar role (Microfinance experience is an added advantage)
- Good communication and interpersonal skills
- Basic knowledge of credit analysis
- Ability to work with little or no supervision
- Must be result-driven and trustworthy
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