Credit Officer
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New
Job summary
A reputable firm in D-Line, Port Harcourt, is seeking a proactive and result-driven Credit Officer to drive sales, grow the client base, and manage credit portfolios.
Min Qualification:
Degree
Experience Level:
Entry level
Experience Length:
2 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Port Harcourt & Rivers State, Nigeria
Job descriptions & requirements
Responsibilities:
- Generate quality leads, follow up with prospects, and convert them to active clients
- Conduct field visits, business assessments, and customer verification
- Assess credit applications and present recommendations to the credit committee
- Ensure prompt disbursement while maintaining portfolio quality
- Maintain strong customer relationships and post-disbursement support
- Analyze market trends and advise on product improvement
- Render periodic activity reports
Requirements:
- Bachelor’s degree in Finance, Business Admin, Marketing or related field
- 2-3 years in credit sales, micro-lending, or financial services *Required*
- Must have completed NYSC
- Strong sales, negotiation, and interpersonal skills
- Good understanding of credit risk assessment and loan documentation
- Proficient in MS Office - Word, Excel, PowerPoint
- Excellent communication, time management, and problem-solving skills
- Ability to work under pressure in a performance-driven environment
- Familiarity with the D-Line/PH market and customer segments is an advantage
Benefits:
- Transport + Airtime Allowance
- Commission on Loan Value
- 20% Base Salary Increase on 2 Consecutive Months’ Target
Location: D-Line, Port Harcourt, Rivers State
Remuneration: NGN 180,000 - 250,000
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