Credit Officer
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Job summary
A Credit Officer is responsible for identifying potential clients, assessing loan applications, monitoring loan repayments, and ensuring proper recovery of outstanding loans. The role involves building strong customer relationships, promoting the organization’s financial products and conducting field visits.
Min Qualification:
OND
Experience Level:
Entry level
Experience Length:
1 year
Language Requirement:
English
Working Hours:
Full Time - 9 to 5
Applicant Location:
Lagos, Nigeria
Job descriptions & requirements
Responsibilities:
- Sourcing clients
- Processing loan applications
- Assessing customers’ creditworthiness
- Monitoring loan repayments
- Ensuring prompt recovery of overdue loans.
- Building good customer relationships
- Conducting field visits
- Promoting the organization’s financial products and services.
Requirements:
- Minimum qualification of OND, HND, or B.Sc.
- Good communication and interpersonal skills
- Ability to meet targets and work under pressure
- Basic computer knowledge
- Experience in banking or microfinance is an added advantage
- Must be hardworking, honest, and result-oriented
- Willingness to carry out fieldwork and customer follow-up activities
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