Credit Officer
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New
Job summary
The Loan Officer will be responsible for sourcing new clients, registering qualified borrowers, assessing loan applications, and ensuring proper monitoring and repayment of loans in line with the institution’s lending policies and procedures.
Min Qualification:
Diploma
Experience Level:
Entry level
Experience Length:
1 year
Language Requirement:
English
Working Hours:
Full Time - 9 to 5
Applicant Location:
Lagos, Nigeria
Job descriptions & requirements
Responsibilities:
- Identify and recruit potential clients for loan products.
- Register clients and guide them through the loan application process.
- Conduct proper financial analysis and assessment of clients’ businesses.
- Recommend qualified loan applications for approval.
- Ensure proper documentation before loan disbursement.
- Monitor clients’ businesses and loan utilization.
- Follow up on loan repayments and manage delinquent accounts.
- Maintain accurate records of client information and loan transactions.
Requirements:
- Minimum of OND/HND/B.Sc in any related field.
- Previous experience in microfinance or sales will be an added advantage.
- Good communication and interpersonal skills.
- Ability to meet registration, disbursement, and collection targets.
Benefits:
- Accommodation.
- Performance-based incentives/bonus.
- Training and career growth opportunities.
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