Credit Marketing/Business Development Officer
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New
Immediate Start
Job summary
We are recruiting experienced credit marketers to originate and manage high-quality loan portfolios. The role is strictly performance-driven and suited to professionals who understand SME and retail lending and can independently source credit-worthy customers.
Min Qualification:
Degree
Experience Level:
Mid level
Experience Length:
3 years
Working Hours:
Full Time
Job descriptions & requirements
Responsibilities:
- Source viable SMEs and individuals eligible for loans.
- Build and manage a strong-performing loan portfolio.
- Conduct initial credit assessments and customer due diligence.
- Work closely with the Credit and Operations team through disbursement.
- Actively manage customers to ensure repayment and portfolio quality.
- Meet defined disbursement, portfolio and PAR targets.
Requirements:
- Prior experience in banking or microfinance in a credit marketing or business development role.
- Proven ability to source and manage loan portfolios.
- Strong understanding of SME and retail credit.
- Comfortable with fieldwork and independent sourcing.
- Strong relationship management and negotiation skills.
- High integrity and focus on credit quality.
Benefits:
- Very competitive salary.
- Performance-based incentives
- HMO
- Pension
- End-of-year performance bonuses.
Note: Within the first five (5) months, the successful candidate is expected to build and manage a minimum of an N150 million performing credit portfolio in line with the bank's credit standards, and this role is not suitable for entry-level candidates or individuals without prior banking or microfinance experience.
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