Credit and Loan Documentation Officer
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New
Job summary
Responsible for supporting the end-to-end credit process from loan documentation and appraisal support to disbursement and monitoring.
Min Qualification:
Degree
Experience Level:
Entry level
Experience Length:
1 year
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Port Harcourt & Rivers State, Nigeria
Job descriptions & requirements
Responsibilities:
- Review and process loan applications and supporting documents.
- Conduct preliminary credit checks and basic financial analysis.
- Verify customer information, income, business details, and repayment capacity.
- Prepare loan documentation, offer letters, and related credit files.
- Ensure all required documents and approvals are complete before disbursement.
- Maintain accurate and up-to-date credit files.
- Monitor loan repayment schedules and flag potential delinquencies.
- Support loan recovery and follow-up activities where necessary.
- Prepare basic credit reports and portfolio updates.
- Ensure compliance with Scarlet Finance credit policies and procedures.
Requirements:
- Minimum of a Bachelor's degree in Accounting, Finance, Economics, Business Administration,
- Banking and Finance or a related discipline.
- 1-3 years of experience in Banking, Credit, Lending, Microfinance, Fintech, or a related financial services environment is an advantage.
- Good understanding of financial statements, credit assessment, and loan documentation.
- Strong numerical and analytical skills.
- Excellent attention to detail.
- Good Excel/MS Office skills.
- Ability to work under pressure and meet deadlines.
- Strong communication and customer-management skills.
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